If you have experienced damage to your roof due to a storm, it can be overwhelming to figure out how to handle repairs and insurance coverage. However, we are here to help you navigate this process and make it as stress-free as possible. Our guide on handling roof insurance after a storm will provide you with the necessary information and resources to ensure that you are able to get your roof repaired and covered by your insurance provider. Don’t worry about trying to handle everything on your own, we are here to help you through this process.
If your home has suffered storm damage, you may be wondering if your homeowners insurance will cover roof repairs or replacements. The good news is that most policies do cover wind, hail, and fallen object damage, as well as roof leaks resulting from storm damage.
5 Steps for Handling Roof Insurance After a Storm
1. Schedule an Inspection with a Roofing Expert
After a major storm, it’s important to call a local roofing company for an inspection. Many companies offer free inspections and temporary repairs to protect your home. It’s a good idea to work with a roofing company that is familiar with the insurance claim process and can help you get the best coverage.
2. Document the Storm Damage
Collect detailed documentation of the roof damage, including photos of hail, fallen branches, and any stray roof shingles. Make note of the day and time of the storm, and take photos of the damage to the roof, exterior, and interior of your home. It’s important to report the damages to your insurance company as soon as possible in order to increase the chances of getting full coverage for repairs or replacements.
3. Contact Your Insurance Company
Once you have a damage report and repair or replacement quotes from a roofing company, you can contact your insurance company. It’s best to file a storm damage claim soon after the storm to ensure the best coverage.
4. Negotiate for the Best Coverage
Don’t be afraid to negotiate with your insurance company if the initial claim or offer doesn’t fully cover the necessary repairs or replacements. A reputable roofing company can help you navigate this process and get the best coverage possible.
5. Choose a Reliable Roofing Company
After a storm, it’s important to choose a reliable and trustworthy roofing company for any necessary repairs or replacements. Make sure the company is licensed and insured, has a good online reputation, and is known for providing reliable service in your area. Additionally, check to see if their products and workmanship are backed by warranties. Avoid “storm chasers,” or short-term contractors who may not provide adequate assurances for their work.
Let Blue Hill Roofing Help You With Your Roof Insurance Claims!
If your home has been hit by a storm and needs roof repairs or replacements, Blue Hill Roofing can assist you with the insurance process. With over 20 years of experience, we have extensive knowledge of working with various insurance companies and have replaced thousands of roofs. Trust us to get you the best coverage and take care of your home. In the event of a disaster, the team at Blue Roofing is here to help you through it.